SELLERS WILL CREDIT BUYERS $2400 AT TIME OF CLOSING TOWARDS ONE YEAR FLOOD INSURANCE PREMIUM. You will love the updates you find the moment you see this 1889 charmer!! The welcoming front porch with a swing and maintenance free decking provide lots of opportunity to relax at days end or to start your morning with a sunrise. The brand new kitchen cabinets with soft close doors and drawers, dishwasher, microwave, granite counter tops and stainless steel appliances provide modern conveniences while maintaining the charm throughout. The deck, water softener, carpet and gutters with leaf trap are also newer. There is ample space for separate dining room and living room on the main level with an additional space for office, bedroom or den area. Located near a city park, this home also provides a large lot big enough for a fire pit, garden and entertaining. Per previous owner, other recent updates include: metal roof 2019, boiler 2014, graveled and sealed driveway 2019, main sewer line 20+ years ago. Extra refrigerator will stay. 3 A/C window units will remain. Home is currently located in floodway area in Zone AE. City of West Branch is investigating flood mitigation with FEMA. Buyer shall be responsible for verification and information regarding the flood plain and any necessary insurance. Call LA for contact details. Visit the Iowa Weather Assistance Program via benefits.gov to see if your Buyer qualifies.